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VeeraPay · Startup Funding

Your sales history
is your
pitch deck.

We fund small businesses based on what they've actually done not what they promise to do. If your VeeraPay transaction volume qualifies, you could receive funding in as little as 48 hours.

Check eligibility for free How it works ↓
$100K
Max funding
48 hrs
To receive funds
0%
Equity taken
No
Pitch decks needed
Funding Estimate New
Select a funding tier
$5K
Starter
$2K/mo min
$15K
Growth
$5K/mo min
$30K
Scale
$10K/mo min
$100K
Enterprise
$20K/mo min
What you get
Funding amount$15,000
Repayment rate10% of transactions
Est. repayment term~6–8 months
Fixed fee$1,500
You repay total$16,500
Apply in 5 minutes →
No credit check for initial assessment. Indicative figures only. Final terms based on full application review.
Simple. Fast. Fair.

From application to funded in 48 hours.

We've removed every unnecessary step. No business plan templates. No meetings. No equity negotiation. Just your VeeraPay data and our decision engine.

✅
Check eligibility
Answer 5 questions about your business. No credit check at this stage. Takes 3 minutes.
📊
We review your data
We analyse your VeeraPay transaction history, frequency, dispute rate, and growth trend.
🤝
Receive an offer
You get a personalised funding offer within 24 hours. No obligation to accept.
✍️
Sign digitally
Review and sign the agreement online. One document. No lawyers required.
🚀
Funds in 48 hours
Money lands in your business account within 48 hours of signing. You repay as you sell.
Do you qualify?

Based on your business performance, not your credit score.

  • 📅
    Active for 3+ months
    Your VeeraPay account must have been actively processing transactions for at least 3 consecutive months. We need enough data to make a fair offer.
  • 💰
    Minimum $2,000/month in transactions
    Your average monthly transaction volume across your last 3 months must be at least $2,000 (or equivalent in your operating currency). Higher volume unlocks higher tiers.
  • ✅
    Dispute rate below 5%
    We look at your transaction dispute rate. A rate below 5% indicates a healthy, trusted trading business. We don't penalise for disputes that were resolved in your favour.
  • 🌍
    Registered business entity
    You must be operating as a registered business — sole trader, LLC, Ltd, or equivalent. Personal accounts are not eligible for business funding.
  • 📈
    No active fraudulent disputes
    You must not have any pending investigations for fraudulent activity on your account. Open legitimate disputes do not disqualify you.
Funding simulator Estimate
Monthly transaction volume $8,000
Months of history 6 months
Estimated funding$9,600
Repayment rate10% of sales
Fixed fee (est.)$960
Total repayment$10,560
Apply — it's free to check →
Simulator uses indicative rates. Actual offer determined after full application review.
How businesses use funding

Capital that moves as fast as your ambition.

Use your funding however your business needs it. No restrictions on how you deploy the capital — it's your business, your call.

📦
Stock & inventory
Buy more stock ahead of peak seasons. Negotiate bulk discounts with suppliers. Never miss a sale because you ran out of inventory.
📣
Marketing & advertising
Launch paid campaigns, hire a content creator, or invest in SEO. More visibility means more transactions which makes repayment even faster.
👥
Hire your first team
Bring on a customer service agent, warehouse assistant, or virtual assistant. Delegation is how sole traders become businesses.
🌐
Expand internationally
Open new markets, localise your storefront, or list on international platforms. VeeraPay already handles global payments.
🛠
Equipment & tools
Buy the equipment that unlocks your next product line, speeds up production, or reduces unit cost. Fixed assets that pay for themselves.
🏪
Pop-up or retail space
Deposit on a pop-up location, market stall, or temporary retail space. Physical presence can dramatically increase brand trust and recurring customers.
📱
Tech & automation
Invest in software, integrations, or automations that eliminate manual work. Time saved is revenue earned.
🎓
Training & skills
Upskill yourself or your team. A course, certification, or coaching programme that directly impacts your ability to serve customers and grow revenue.
Founder stories

Real businesses. Real funding. Real growth.

VeeraPay looked at 6 months of my sales and offered me $15,000 within 24 hours. I used it to buy stock for Christmas — and tripled my December revenue.
AD
Amara D.
GlamHaus Boutique · Fashion & Beauty
$15K
Funded
No bank was interested in a 1-year-old car detailing business. VeeraPay funded us based on what we'd actually earned. Simple. Fast. Game changing.
KM
Kweku M.
DetailPro · Automotive Services
$8K
Funded
I used the $30K to hire two people and buy a laser cutter. Within 4 months my monthly revenue had doubled and I'd repaid the full amount.
ZR
Zanele R.
Craft & Co · Custom Products
$30K
Funded
Beyond funding

We don't just fund your business. We help it grow.

Funded businesses get access to a dedicated growth toolkit, coaches, tools, and networks to make the capital work harder.

See all business tools
🎯
Dedicated growth advisor
Monthly 1:1 session with a VeeraPay business advisor to review your performance and funding utilisation.
📊
Advanced analytics access
Unlock premium analytics including cohort analysis, LTV tracking, and revenue forecasting to make smarter decisions.
🤝
Supplier network introductions
Get introduced to vetted suppliers, fulfilment partners, and logistics providers to reduce your unit economics.
📧
Marketing campaign support
Access email campaign templates, social media playbooks, and a 90-day marketing calendar built for your industry.
🔁
Re-funding eligibility
Once you've repaid 60% of your original funding, you automatically become eligible for a follow-on offer, often at a higher tier.
Your next chapter starts here

You've been building. Now it's time to scale.

Check your eligibility in 3 minutes — no credit check, no commitment. See what VeeraPay could put in your business account this week.

Check eligibility now — free Talk to a funding advisor
VeeraPay Funding is subject to eligibility criteria and credit assessment. Terms apply. Not available in all jurisdictions.